by Instant personal loan for Home Credit customers | Easy Process | 100% paperless
Home Credit is one of India’s fastest-growing personal loan apps, trusted by over 1.6 Crore+ happy customers. With instant approval, quick disbursal & 100% online application process, we offer hassle-free personal loans of up to ₹5,00,000 to existing Home Credit customers for all their needs.
✨Explore the features & benefits of our personal loan app:
✅Instant Loan Approval – Get your personal loan approved within just 5 minutes on our user-friendly loan app.
✅Quick Disbursal – Once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
✅Trusted Loan App – Home Credit is a trusted RBI-registered NBFC, serving millions of happy customers.
✅Minimal Documentation – Apply for a cash loan with just 2 documents, i.e., your PAN card & an address proof.
✅100% Safe & Secure – Enjoy complete transparency & security with no hidden charges, ensuring a worry-free borrowing experience.
✅Flexible Repayment Options – Repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
✅Personalized Loan Solutions – Instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.
PayRupik – Instant Personal Loan & Online Loan & Cash Loan App
✨Why Choose Home Credit Personal Loan App?
✔User -Friendly
✔Trusted by Over 1.6 Cr happy customers
✔4.4-star rating on Google Play Store
📋How to Apply for an Instant Personal Loan?
👉Download the Home Credit personal loan app.
👉Submit your details and complete registration process.
👉Upload your KYC documents.
👉Enjoy instant approval & get funds disbursed directly to your bank account.
📋Eligibility Criteria for Home Credit Personal Loan:
✔Should be an Indian citizen.
✔Age requirements: 18 – 60 years
✔Should be a salaried, pensioner, or self-employed individual.
✔Should be an existing customer of Home Credit (should have availed Ujjwal EMI Card/ Consumer Durable Loans/ Personal Loan/ Flexible Personal Loan in the past).
BHIM UPI, Fixed Deposit, Personal Loan, Credit Card, Pay Bill, Wallet, Insurance
📋Documents Required to Apply for Instant Personal Loan:
✅PAN Card & address proof.
✨Personal Loan Features:
✔Loan Amount: Up to ₹5,00,000
✔Minimum Annual Percentage Rate (APR): 19.5%
✔Minimum repayment period: 6 months
✔If you opt for a Value-Added Service, the fee for the same shall be levied additionally
✔ If you opt for Safe Pay Services, you get benefits like Payment Holiday, Free Early Repayment, Life Insurance & Health Services with your loan.
Home Loan Calculator App: Plan Your EMI and Loan Amount with Ease
Representative Example:
Loan Amount: ₹70,000
Tenure: 24 months
Interest Rate: 32%*
EMI: ₹3986/month
Processing Fees: ₹2,730*
Total Amount Payable: ₹95,672
*The annual interest rates & processing fees will vary as per the risk profile of the customer.
Maximum APR can go up to 48% (However, only a fraction of our customers gets an interest rate higher than 30% per annum). These numbers are indicative & subject to change.
✨In addition to our personal loan offerings, Home Credit India introduces the Ujjwal EMI Card, a unique financial tool designed to enhance your shopping experience, both online & offline.
✨Ujjwal EMI Card Features:
☑️Enjoy online & offline shopping on easy EMIs
☑️Instant Pre-approved limit of up to ₹75,000
☑️No-Cost EMI options on the Home Credit Personal Loan App.
☑️Payment modes include auto debit, UPI, net banking, & debit cards.
☑️Experience a 100% digital loan process with our app.
At Home Credit, we ensure absolute safety of our customers using world class security & privacy standards to protect their data, ensuring a safe borrowing experience. All information requested from Home Credit is only used to generate the best offers for you.
Contact Us:
📧Email: care@homecredit.co.in
📱Call: +91-1246628888 (Between 9:00 AM – 6:00 PM, All Days)
🌐Website: https://www.homecredit.co.in/contact-us
🏢Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
